InLife ER Care All-In Adults 80 Regular

The ER Care All-In Adults 80 plan provides you inpatient care coverage of up to P80,000 for emergency cases due to accidents, viral and bacterial illnesses, and specific conditions in InLife Health Care-accredited hospitals nationwide (excluding the top hospitals) for only P1,375.

• Benefit limit covers the following:
  • Doctor’s professional fee
  • Laboratory and diagnostic procedures
  • Emergency room care
  • Room accomodations (Semi-private)
  • Medicines as medically necessary in the emergency room and during confinement
  • Surgery and surgeon’s fees when medically necessary
  • Use of operating room, recovery room, and ICU, as medically necessary
  • Special modalities as medically needed, subject to P5,000 sublimit
  • Hospital cash allowance of P1,000 when confined
• Covers accidents that include, but are not limited to:
  • Accidents, excluding Cerebrovascular (Stroke)
  • Fractures
  • Burns
  • Animal bites, including first dose of vaccines
  • Cuts needing suturing
  • Sports injuries, both contact and non-contact sports (except professional sports and high-risk sports)
  • Accidental chemical poisoning
• Covers diseases that include, but are not limited to:
  • Acute Bronchitis
  • Acute gastroenteritis with dehydration
  • Acute tonsillopharyngitis with moderate dehydration
  • Acute Sinusitis
  • Acute tonsillopharyngitis
  • Acute Upper Respiratory Tract Infection
  • Amoebiasis
  • Cellulitis
  • Dengue Fever
  • Acute Pneumonia
  • Typhoid Fever
  • Urinary Tract Infection
  • SVI (systemic viral infection) with fever
  • Measles with high-grade fever
  • Chicken pox with complications
  • Leptospirosis
  • Polio
  • Cholera
  • Diphtheria
  • Pertussis
  • Tetanus
  • Rabies
  • Meningitis
  • Chikungunya
  • Malaria
  • Anaphylactic Shock
  • Acute Appendicitis
  • Acute Gastritis
• Note: Non-emergency and pre-existing conditions, congenital and maternity-related conditions, and other conditions under IHC’s General Exclusions list are not covered by this product.
• An illness or condition is considered pre-existing if, prior to the effective date of coverage:
  • Any professional advice or treatment was given for such illness or condition;
  • Such illness or condition was in any way already known to the Member; or
  • The pathogenesis of such illness or condition had already started (of which the Member may not be aware of).
• Non-coverable accidents include, but are not limited to:
  • Self-inflicted injuries
  • Injuries from professional sports and high risk sports
  • Injuries due to military, paramilitary, or police service
  • Injuries from high risk activities or suffered under conditions of war
  • Accidents that are secondary to or contracted due to degenerative diseases such as Alzheimer’s Disease and Parkinson’s Disease
• Valid for ages 18 to 64 years old.
• One-time use
• Coverage is non-transferrable once activated
• Membership is valid for one year from time of activation
• To avail, present prepaid voucher and valid identification at any InLife Health Care-accredited hospital.
• Note:Make sure the voucher has been activated before availing.
• Visit https://www.insularhealthcare.com.ph/our-partners/#healthcare-partners for a list of accredited hospitals.