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InLife ER Care All-In Adults 80 Regular

1,375.00

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The ER Care All-In Adults 80 plan provides you inpatient care coverage of up to P80,000 for emergency cases due to accidents, viral and bacterial illnesses, and specific conditions in InLife Health Care-accredited hospitals nationwide (excluding the top hospitals) for only P1,375.

  • Benefit limit covers the following:
    • Doctor’s professional fee
    • Laboratory and diagnostic procedures
    • Emergency room care
    • Room accomodations (Semi-private)
    • Medicines as medically necessary in the emergency room and during confinement
    • Surgery and surgeon’s fees when medically necessary
    • Use of operating room, recovery room, and ICU, as medically necessary
    • Special modalities as medically needed, subject to P5,000 sublimit
    • Hospital cash allowance of P1,000 when confined
  • Covers accidents that include, but are not limited to:
    • Accidents, excluding Cerebrovascular (Stroke)
    • Fractures
    • Burns
    • Animal bites, including first dose of vaccines
    • Cuts needing suturing
    • Sports injuries, both contact and non-contact sports (except professional sports and high-risk sports)
    • Accidental chemical poisoning
  • Covers diseases that include, but are not limited to:
    • Acute Bronchitis
    • Acute gastroenteritis with dehydration
    • Acute tonsillopharyngitis with moderate dehydration
    • Acute Sinusitis
    • Acute tonsillopharyngitis
    • Acute Upper Respiratory Tract Infection
    • Amoebiasis
    • Cellulitis
    • Dengue Fever
    • Acute Pneumonia
    • Typhoid Fever
    • Urinary Tract Infection
    • SVI (systemic viral infection) with fever
    • Measles with high-grade fever
    • Chicken pox with complications
    • Leptospirosis
    • Polio
    • Cholera
    • Diphtheria
    • Pertussis
    • Tetanus
    • Rabies
    • Meningitis
    • Chikungunya
    • Malaria
    • Anaphylactic Shock
    • Acute Appendicitis
    • Acute Gastritis
  • Note: Non-emergency and pre-existing conditions, congenital and maternity-related conditions, and other conditions under IHC’s General Exclusions list are not covered by this product.
  • An illness or condition is considered pre-existing if, prior to the effective date of coverage:
    • Any professional advice or treatment was given for such illness or condition;
    • Such illness or condition was in any way already known to the Member; or
    • The pathogenesis of such illness or condition had already started (of which the Member may not be aware of).
  • Non-coverable accidents include, but are not limited to:
    • Self-inflicted injuries
    • Injuries from professional sports and high risk sports
    • Injuries due to military, paramilitary, or police service
    • Injuries from high risk activities or suffered under conditions of war
    • Accidents that are secondary to or contracted due to degenerative diseases such as Alzheimer’s Disease and Parkinson’s Disease
  • Valid for ages 18 to 64 years old.
  • One-time use
  • Coverage is non-transferrable once activated
  • Membership is valid for one year from time of activation
  • To avail, present prepaid voucher and valid identification at any InLife Health Care-accredited hospital.
  • Note:Make sure the voucher has been activated before availing.
  • Visit https://www.insularhealthcare.com.ph/our-partners/#healthcare-partners for a list of accredited hospitals.
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