InLife ER Care All-In Adults 100 Deluxe


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  • InLife ER Care All-In Adults 100 Deluxe

    The ER Care All-In Adults 100 plan provides you inpatient care coverage of up to P100,000 for emergency cases due to accidents, viral and bacterial illnesses, and specific conditions in all Insular-accredited hospitals nationwide, including the top hospitals) for only P2,475.

    • Benefit limit covers the following:
      • Doctor’s professional fee
      • Laboratory and diagnostic procedures
      • Emergency room care
      • Room accomodations (Private)
      • Medicines as medically necessary in the emergency room and during confinement
      • Surgery and surgeon’s fees when medically necessary
      • Use of operating room, recovery room, and ICU, as medically necessary
      • Special modalities as medically needed, subject to P5,000 sublimit
      • Hospital cash allowance of P1,000 when confined
    • Covers accidents that include, but are not limited to:
      • Accidents, excluding Cerebrovascular (Stroke)
      • Fractures
      • Burns
      • Animal bites, including first dose of vaccines
      • Cuts needing suturing
      • Sports injuries, both contact and non-contact sports (except professional sports and high-risk sports)
      • Accidental chemical poisoning
    • Covers diseases that include, but are not limited to:
      • Acute Bronchitis
      • Acute gastroenteritis with dehydration
      • Acute tonsillopharyngitis with moderate dehydration
      • Acute Sinusitis
      • Acute tonsillopharyngitis
      • Acute Upper Respiratory Tract Infection
      • Amoebiasis
      • Cellulitis
      • Dengue Fever
      • Acute Pneumonia
      • Typhoid Fever
      • Urinary Tract Infection
      • SVI (systemic viral infection) with fever
      • Measles with high-grade fever
      • Chicken pox with complications
      • Leptospirosis
      • Polio
      • Cholera
      • Diphtheria
      • Pertussis
      • Tetanus
      • Rabies
      • Meningitis
      • Chikungunya
      • Malaria
      • Anaphylactic Shock
      • Acute Appendicitis
      • Acute Gastritis
    • Note: Non-emergency and pre-existing conditions, congenital and maternity-related conditions, and other conditions under IHC’s General Exclusions list are not covered by this product.
    • An illness or condition is considered pre-existing if, prior to the effective date of coverage:
      • Any professional advice or treatment was given for such illness or condition;
      • Such illness or condition was in any way already known to the Member; or
      • The pathogenesis of such illness or condition had already started (of which the Member may not be aware of).
    • accidents include, but are not limited to:
      • Self-inflicted injuries
      • Injuries from professional sports and high risk sports
      • Injuries due to military, paramilitary, or police service
      • Injuries from high risk activities or suffered under conditions of war
      • Accidents that are secondary to or contracted due to degenerative diseases such as Alzheimer’s Disease and Parkinson’s Disease
    • Valid for ages 18 to 64 years old.
    • One-time use
    • Coverage is non-transferrable once activated
    • Membership is valid for one year from time of activation
    • To avail, present prepaid voucher and valid identification at any InLife Health Care-accredited hospital.
    • Note: Make sure the voucher has been activated before availing.

    Visit https://www.insularhealthcare.com.ph/our-partners/#healthcare-partners for a list of accredited hospitals.


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